Neighborhood bars & tavern program provides insurance coverage for small to mid-size neighborhood bars, taverns, sports bars & pubs with limited entertainment activities.
Who we insure
Franchised and non-franchised risks with a minimum three years management/ownership experience in the bar/tavern industry. Additional risk characteristics available upon request.
Coverages
Property
Equipment breakdown
Commercial general liability
Liquor liability (in states where available)
Hired & non-owned auto
Crime & fidelity
Employee benefits liability
Assault or battery (optional with sublimits)
Coverage limits
Property limits up to $3 million
Commercial general liability limits up to $1 million occurrence / $2 million aggregate
Crime limits up to $25,000
Liquor liability limits $1 million
What makes TMS different
Access to an A+ rated carrier
Customized products designed specifically for neighborhood bars and taverns
Exceptional response time for both quotes and policy issuance
Lower administration costs for our agents
Competitive agency compensation
Where we offer this coverage
This program is available in all states, except Alabama, Alaska, District of Columbia, Florida, Hawaii, Vermont, and West Virginia. Interested agents should
contact TMS.
Bars & Taverns